The Discover Student Monogram card is very similiar to the other lines of Discover cards. The nice thing about the Discover credit cards is that they offer one of the lowest APR rates compared to most other college student credit cards. One of the main things that we found to be different between this card and a few others were the design on the card and a few other smaller options.

When it comes to a credit card design, it really is up to you what you want on it. Some people say it reflects your personality, others just say they don't think it reflects anything, it's just one of the designs they were given. Let's face it, the only people that will see your credit card are probably yourself, your significant other, and the cashiers accepting your card. But with automated credit card machines at stores and many online stores, you're the only one in control really.

With this Monogram card, you're able to choose between a few different styles. Some of the styles include Onyx, Key Lime, and Flamingo. The Onyx color is similiar to black while the others are pretty self explanatory.

Like mentioned in our previous articles, this Discover Student Monogram Card also offers cashback rewards and items such as gas, groceries, clothing, and so much more. The offers vary according to Discover.

The college student Discover line offers a 6 month intro period at 0% APY. This will come in handy if you're not able to pay off your bill in time. This will save the hassle of paying the interest rate. Instead you are putting what would have went to interest toward your next bill.