This Discover® Student Card issued by Discover is designed for college students that either have limited credit, or good credit that has already been established. This is a great card to consider, when you’re looking to get the most out of your money.
Unlike many student cards, this one in particular offers many various rewards. Every dollar that you spend, you’re going to be able to get a certain percentage back. As part of the Cashback Bonus program by Discover®, you can earn rewards with categories such as gas, travel, restaurants and many more.
For most general purchases, you’re going to earn at least 1% cash back. While if you reach a certain threshold for the year, you can even earn bonuses. There are no limits on how much you can earn, and as long as you keep your account active, your rewards won’t disappear.
Besides the rewards, this card also features other options such as online account management, no liability on unauthorized transaction, as well as discounts with merchants, when you shop with your card online.
As for the APR, it is right in the middle, and there are some introductory rates. Be sure to look at your application to see what kind of introductory interest rates that you can take advantage of. The card also features no annual fees as well.
Looking at the pros:
Look at the cons: