The Orchard Bank Classic MasterCards are very unique when it comes to students looking for a credit card. The thing I like about these cards is that you're able to fill out a profile based on your history and Orchard Bank will come back to you with a card that will fit your needs. You're going to see a card ranging from a secured based card all the way to a great credit based card.

Many of the Orchard Bank cards have great benefits that you can use on a daily basis as a college student. From a 0% introductory rate to a low APR compared to most cards on the market.

If you haven't heard of Orchard Bank and you think the card isn't going to be accepted a lot of places, don't worry because it does have the MasterCard logo. As you should know by now, MasterCard is accepted just about everywhere a credit card is accepted. This means you shouldn't have to worry about it being denied.

Some of the other features you're going to find with the card include:

Discounts when you enroll with MCNearby.com

Free online billpay.

E-mail and text message reminders when your bill is due, what you owe, etc.

You can choose your own payment due date.

Reports to all of the 3 major credit bureaus.

100% Fraud Liability protection.

This card does offer a lot of things many other credit cards don't. I would recommend you look at what it has to offer and try to see what you can get approved for.