Information Use and Collection / Privacy Policy only collects information from our newsletter that is freely up to the consumer if he/she would like to participate. If you decide you want to supply your e-mail address, we will store information on our database. If you decide you want to unsubscribe to this newsletter, simply contact us via the "contact" webpage.


All credit card applications links go to a third party website (e.g., Visa, MasterCard, Discover, American Express) that all contain SSL technology. Once you're on one of these webpages, please locate their privacy policy to find more details. uses third party ads from Google Adsense. To view how the collect information via the ads on this site, please visit


Disclosure Policy


If we ever receive payment for a blog post, or we receive a product in the mail to review, we will let you know about it in a blog post. If there is no notation stated in the blog post, we never were influenced in anyway, or form.


If you find a link anywhere on this site, it may lead to an advertiser that I highly recommend. This advertiser did not pay us to be featured there, but rather, they may pay us a commission, based on the sale, or sign up. If you're curious if it's an advertisement link, or not, please contact us via e-mail, or on our contact page.


No advertisers will every influence the content that is written on our page, or made on this website.

Credit Report Scores
Below is a chart of credit report scores. Credit report scores are important when it comes to applying for a credit card. To find out what your credit report score is, please click on the link below.
Great Credit
Good Credit
Fair Credit
Poor Credit
No Credit
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